Do you remember when the only time you could deposit or withdraw money was directly from the bank. And you could do it only from 9 to 3 weekdays? Technology has changed how we bank. We can deposit or withdraw money from ATMs located anywhere in the world. We have software programs that help us manage money. Finally, web options allow you to check your account and pay bills online. The next generation of banking is in the form on smartphone apps. Here are some great apps to help you manage and track your money. Links lead to the apps’ websites, but you can add these apps to your phone by searching iTunes or Google Play.
Check (Free on iOS and Android)
Check will send reminders about upcoming bills and allow you to schedule or pay them. You can view your bills and accounts and get an alert when funds are low or credit limits are about to be hit.
Credit Karma (Free on iOS and Android)
A healthy credit score keeps your loan costs down. Credit Karma lets you check your credit score for free and will notify you of changes to your credit report.
Expensify (Free on iOS, Android and Windows)
Expensify is ideal for entrepreneurs, freelancers and people who travel away from the office. You can track cash expenses, card transactions, mileage and reimbursable expenses.
Manilla (Free on iOS and Android)
Manilla lets you manage and organize all your bills and accounts, including reward programs and loyalty cards, in one place. You can also get alerts to stay on top of bills.
Mint (Free on iOS and Android)
Through Mint you can track all your checking, saving and credit card accounts in one place. You can see where your money is coming and going, set goals, get bill reminders, low-balance alerts and more.